Planned Giving

A gift to a non-profit that is a portion of your estate at death; bestowed through a will, trust, or beneficiary designation

Advantages – reduces taxes, simplifies estate administration, easy distribution

Designate any number of non-profits; easy to change designations (simple form)

A gift to a non-profit; donor receives tax benefits and payments for life

Advantages – donor receives fixed payments for life and saves on taxes; benefits a non-profit; establish through Everence or Univest Foundation

Name a foundation as beneficiary (i.e. Mennonite or Univest Foundation)

Donor designates non-profits

Advantages – one of the best ways to make a significant contribution is through a qualified retirement plan (i.e. – 401k or 403b); gifts of qualified plans do not pass through the will and bypass taxes

For more information, visit Everence at www.everence.com

Transparency in coverage

This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to enable researchers, regulators, and application developers to access and analyze data more easily.

If you are 70 ½ or older, you may transfer up to $100,000 directly to a non-profit

Advantages – satisfies required minimum distribution (RMD) and saves on taxes

Donation of cash or other assets becomes a “charitable giving account”

Advantages – immediate tax deduction, avoid capital gains tax, simple tracking